The Pag-IBIG Fund has officially announced a groundbreaking Regional Housing Fair in Cebu City, set to take place from April 30 to May 1, 2026. As of April 22, 2026, the agency confirmed that over 20,000 housing units will be made available to the public, significantly boosting the local real estate market. This event, held at the IEC Convention Center Cebu (IC3), aims to bridge the gap between quality developers and aspiring homeowners. With new subsidized interest rates and expanded income eligibility, the fair represents a pivotal moment for low-to-moderate income earners in the region.
A Gateway to Affordable Homeownership
The upcoming regional fair is designed to streamline the home-buying process by bringing developers and financing options into a single venue. Pag-IBIG CEO Marilene Acosta emphasized that this initiative makes it easier and less costly for members to secure quality housing. Buyers can explore a wide range of properties, from two-storey houses to affordable lots, with monthly amortizations starting as low as 4,005 PHP. This massive inventory is expected to address the growing demand for residential spaces in Cebu’s rapidly urbanizing districts.
Expanded Eligibility for Low-Income Earners
A key highlight of the April 2026 announcement is the adjustment of income ceilings under the Expanded Pambansang Pabahay para sa Pilipino (4PH) Program. The previous monthly income limit of 14,000 PHP has been raised to 34,600 PHP, allowing a broader segment of the workforce to qualify for subsidized loans. This policy shift ensures that police officers, teachers, and even overseas Filipino workers can access a 3% interest rate. By lowering the barriers to entry, the government aims to sustain jobs in the housing sector while fostering community stability.
Streamlined Applications and On-Site Support
To further assist attendees, the fair will feature "Lingkod Pag-IBIG" desks for immediate housing loan inquiries and applications. Officials have noted that the 3% subsidized rate will be maintained despite global market pressures, a directive aligned with national housing priorities. Technical representatives will be on hand to guide buyers through the various loan terms, which can extend up to 30 years for younger borrowers. This hands-on approach is intended to transform the often-daunting task of property acquisition into a seamless, one-stop-shop experience.
