Bank of the Philippine Islands (BPI)

BPI is one of the most trusted banks in the Philippines, offering home loans with flexible terms, competitive rates, and an easy digital application process.

Apply Now with Bank

Trusted since 1851
Digital-first application
Flexible term ladder

Rate Ladder

Indicative Rates by Term

Rates are indicative only. Final rate depends on loan amount, LTV, and bank approval.

1-Year Fixed7.00%

2-Year Fixed7.10%

3-Year Fixed7.20%

5-Year FixedMost Popular7.25%

10-Year Fixed8.25%

15-Year Fixed8.25%

20-Year Fixed8.25%

Why Choose This Bank

Key Highlights

Trusted since 1851

Digital-first application

Flexible term ladder

Wide branch access

Ready to Apply?

Start your application and our team will connect you with Bank of the Philippine Islands for the best available offer.

Apply Now Compare All Banks

All Banks

Partner Bank

Indicative 5-yr fixed rate

7.25%

Subject to bank approval