Title verification: the ₱2M mistake you can avoid in one afternoon

Updated Jul 5, 2026
ByAtty. Rafael Santos · Santos Notarial Office
9,840 views

Summary

A Certified True Copy from the Registry of Deeds costs a few hundred pesos. Skipping it has cost buyers millions.

Buying property

Fake titles look convincing. Duplicate titles look identical. The only version that matters is the one on file at the Registry of Deeds.

A Certified True Copy being compared against the owner's duplicate title.
A Certified True Copy being compared against the owner's duplicate title.

Match every field, not just the name

Compare the Certified True Copy against the owner's duplicate. The serial number, technical description, and the annotations at the back must match exactly.

Check the tax declaration at the City Assessor and the realty tax receipts at the Treasurer. A seller who cannot produce them is a seller worth walking away from.

Have a lawyer read the back page. Mortgages, adverse claims, and notices of lis pendens all live there — and all of them survive the sale.

#Title verification#Fraud prevention

Atty. Rafael Santos

Jul 5, 2026

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