Title verification: the costly mistake you can avoid before you pay

Updated Oct 12, 2026
ByHomes.ph Legal

Summary

A Certified True Copy from the Registry of Deeds costs a few hundred pesos. Skipping it can cost you the property.

Buying property

Fake titles look convincing. Duplicate titles look identical. The only version that matters is the one on file at the Registry of Deeds.

Match every field, not just the name

Compare the Certified True Copy against the owner's duplicate. The serial number, technical description, and the annotations at the back must match exactly.

Check the tax declaration at the Assessor's office and the realty tax receipts at the Treasurer's office. A seller who cannot produce them is a seller worth walking away from.

Have a lawyer read the back page. Mortgages, adverse claims, and notices of lis pendens all live there — and all of them survive the sale.

#Title verification#Fraud prevention

Homes.ph Legal

First published Jul 13, 2026 · Updated Oct 12, 2026

Need a lawyer?

Tell us about your case.

The Homes.ph team reviews your request and connects you with a lawyer from our directory by email. Homes.ph charges no fees, and any engagement is between you and the lawyer.

Tell us about your case