Unpaid real property tax: how close is your title to a public auction?

Updated Oct 12, 2026
ByHomes.ph Legal

Summary

LGUs can auction off property after real property tax goes unpaid. Here is how the process works and how to stop it.

Titles & registration

Real property tax delinquency does not just accrue penalties — eventually, the local government can sell the property itself at public auction to recover what is owed.

The delinquency timeline

The City or Municipal Treasurer issues a warrant of levy once tax remains unpaid, followed by a published notice of sale. Owners have one year from the auction to redeem the property by paying the tax, penalties, and auction costs.

Check your Statement of Account with the Treasurer at least once a year, even for inherited or vacant lots — notices are often sent to outdated addresses and missed entirely.

If you receive a warrant of levy, act immediately: settling the full amount before the auction date is far cheaper and faster than trying to redeem the property afterward.

#Real property tax#Tax delinquency#Public auction

Homes.ph Legal

First published Jul 13, 2026 · Updated Oct 12, 2026

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