TARLAC CITY — Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Ramon Aliling and Pag-IBIG Fund CEO Marilene Acosta inspected Kaia Homes, a 49‑hectare horizontal development in Barangay Armenia, on July 8, 2026. The project will deliver 7,066 affordable housing units to low‑income families.
A Township Built for Working Families
Kaia Homes features the two‑story “Naya” townhouse model designed for growing households. Each unit offers 32 square meters of floor area with two bedrooms, one toilet and bath, and a spacious living area. Lot sizes range from 30 square meters for inner units to 41 square meters for corner lots, with dedicated parking for motorcycles or e‑bikes.
The master‑planned community includes playgrounds, a multipurpose covered court, and generous open spaces for recreation. Managed road networks and green parks create a secure environment where children can play and families can thrive. The development spans four phases, ensuring systematic construction and timely turnover to beneficiaries.
Government and Private Sector Collaboration
The project is being developed by CBDI in partnership with DHSUD, showcasing how public‑private collaboration can accelerate mass housing production. Secretary Aliling emphasized that President Ferdinand Marcos Jr.’s directive is to strengthen stakeholder engagement to deliver safe, decent, and affordable homes faster. Regular site inspections ensure that quality standards are met before units are handed over.
Senior Undersecretary Eduardo Robles Jr., head of the Expanded 4PH‑Project Management Office, joined the inspection alongside other DHSUD and Pag‑IBIG Fund officials. Their presence underscored the administration’s commitment to rigorous oversight. The team toured model units and ongoing construction, verifying compliance with national housing specifications.
Affordable Financing Through Pag‑IBIG
The project leverages Pag‑IBIG Fund’s subsidized interest rates to make homeownership attainable for minimum‑wage earners and first‑time buyers. Qualified beneficiaries can access loans at a highly subsidized 3 percent annual interest rate. Monthly amortizations can go as low as ₱4,005, offering substantial relief compared to commercial bank rates.
Pag‑IBIG Fund CEO Marilene Acosta noted that the agency’s strong financial position enables it to reliably support the program with below‑market lending. This financial backbone gives low‑income families a viable pathway toward long‑term housing security. The combination of affordable unit pricing and generous financing terms makes Kaia Homes a realistic option for working‑class Filipinos.
