St. Luke's BGC Now Covers PhilHealth Members with No Out-of-Pocket Fees—Is This the Future of Healthcare?

Updated Sep 1, 2026
ByHOMESPH NEWS
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Summary

President Marcos urged hospitals to adopt PhilHealth's No Co-Payment Policy, with St. Luke's BGC serving as the first private partner to implement it.

Healthcare

PHOTO COURTESY: St. Luke's Medical Center (FACEBOOK)
PHOTO COURTESY: St. Luke's Medical Center (FACEBOOK)

TAGUIG CITY — President Ferdinand R. Marcos Jr. is calling on hospitals across the country to embrace PhilHealth's "No Co-Payment Policy," a move designed to remove financial barriers to quality healthcare. The call was made during the ceremonial signing of a memorandum of agreement between PhilHealth and St. Luke's Medical Center-Global City.

A Landmark Public-Private Partnership

The agreement between PhilHealth and St. Luke's BGC marks a significant step toward achieving universal health care in the Philippines. It directly implements the No Co-Payment Policy within one of the country's premier private medical institutions. This partnership serves as a model for how the public and private sectors can work together to improve health outcomes.

President Marcos emphasized that the government cannot achieve its healthcare goals alone. He stressed the importance of private sector participation in providing relief to patients and their families. "Together, let us ensure that no Filipino is denied the care that they need only because of financial hardship," he said.

Expanding Access to Premium Healthcare

For residents and workers in BGC, the agreement democratizes access to high-end medical services that were previously out of reach for many. Eligible PhilHealth members admitted to basic or ward accommodations at St. Luke's BGC will pay zero out-of-pocket expenses. This covers medical services, diagnostic procedures, surgery, and essential medications.

The hospital has committed to allocating at least 10 percent of its total bed capacity for basic or ward accommodations. This ensures that a portion of its premium facilities is accessible to lower- and middle-income individuals. The initiative transforms St. Luke's BGC into a more inclusive healthcare destination.

On-Site Support for Patients

A crucial component of the policy is the provision of on-site enrollment support. Patients who are not yet PhilHealth members or lack a PhilHealth ID can receive assistance from hospital staff to register immediately upon admission. This removes administrative hurdles that often delay care.

This support system ensures that no patient is turned away due to lack of documentation. It streamlines the process, making it easier for individuals to access the benefits they are entitled to. The focus is on providing timely and compassionate care.

A Model for Other Hospitals

President Marcos hopes that St. Luke's BGC's adoption of the No Co-Payment Policy will inspire other private hospitals nationwide. He urged more institutions to support PhilHealth in advancing universal health care. Broader participation would allow more Filipinos to access specialized services without being deterred by costs.

The partnership sets a powerful precedent for the healthcare industry. It demonstrates that financial sustainability and social responsibility can coexist. This initiative paves the way for a more equitable and responsive healthcare system.

Strengthening the Healthcare Safety Net

The No Co-Payment Policy is part of a broader government strategy to reduce the financial burden of medical care. This includes the Zero Balance Billing Program in DOH hospitals and the Medical Assistance to Indigent Patients Program. The government is also expanding PhilHealth's YAKAP Program and establishing more BUCAS centers.

These initiatives reflect a compassionate and people-oriented approach to healthcare reform. The goal is to make quality medical services accessible to every Filipino, especially the most vulnerable. The government's commitment to healthcare is clear and unwavering.

HOMESPH NEWS

Sep 1, 2026

HomesPH

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